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Saving money is not considered fun or popular but if you want to get ahead without having to work all the time it’s a necessity.  Distinguishing the difference between wants and needs is a strategic tool that can be used to achieve this outcome.The first step in practicing a more frugal lifestyle starts with developing a positive attitude toward saving money and understanding the many benefits that can come from it.

The Rainy Days
One of the first things to take into consideration is the possibility of some unexpected emergency taking place and how helpful it would be to have a reserve of money to help manage the crisis.  Having the extra cushion that a savings can provide can create peace of mind in a time of need.  Losing a job or being involved in a car accident has the ability to threaten your current lifestyle if you’re not prepared.…

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